Ray Henderson, CLU®, ChFC®, CASL®, RICP®
Wealth Management Advisor

Henderson Financial Group

Henderson Financial Group

We are always striving to meet and exceed your expectations. I hope you will feel confident contacting any member of my team with your questions, concerns or requests. They are dedicated to providing exceptional client service and will respond to your inquiry promptly.

Ray Henderson

Ray Henderson, CLU®, ChFC®, CASL®, RICP®

Wealth Management Advisor
Office 757-314-4638

Ray Henderson is the Founder of Henderson Financial Group and joined Northwestern Mutual at the end of 2006. Ray leads the team as the primary visionary, architect and designer of our client's financial plans. As a financial planning professional, Ray is committed to doing what is best for our clients, and enjoys making a significant impact in the lives of others.

Ray is married to Crystal and they have four sons - Isaac, Jaden, Christopher and Benjamin. The Hendersons enjoy studying the Word of God and worshiping together, as well as sports and outdoor activities. We are avid UVA fans (Wahoo-Wa!) and love getting back to Charlottesville whenever we can.


Stephanie L Sage

Associate Wealth Management Advisor
Mobile 425-829-2482

(757) 314-4628 | stephanie.sage@nm.com

Stephanie joined Henderson Financial Group in 2019 as an Associate Wealth Management Advisor. As an Associate Advisor, Stephanie provides investment portfolio, insurance, and financial planning advice and support to our clients.

Stephanie has over 15 years of investment portfolio and financial planning experience, and enjoys helping clients get excited about their financial goals.

Originally from Tacoma, Washington she relocated from the Seattle area to help run our practice. Please give Stephanie a call for any investment, planning or advice based needs you may have if Ray is unavailable.


Tristan Adams

Associate Financial Representative

(757) 314-4618 | tristan.adams@nm.com

Tristan joined Henderson Financial Group in July 2019 as a recent graduate of the University of Virginia. As a Client Service Associate, Tristan serves as one of your main points of contact within the company and assists Ray with financial planning meetings. Tristan can help with any questions you have regarding your investment account values, financial documents, appointment scheduling, our planning process, and more. He is a Virginia Beach native and enjoys traveling, the beach, and playing guitar. Tristan holds a B.A. in Economics from UVA with aims to obtain other professional designations.


Annette Self

Administrative Assistant

(757) 314-4638 | annette.self@nm.com

Annette joined Henderson Financial Group in 2020 as our Administrative Assistant. She's the welcoming voice you'll hear answering our phones, and will help you with many of the initial adminstrative needs to become a client of our practice. Along the way, Annette will also assist you with providing updates on your financial status, and answering general questions about your accounts or policies. 

Annette has over 15 years of experience in the financial and investment industry, and welcomes the opportunity to serve you and your family. 


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck