Ray Henderson, CLU®, ChFC®, CASL®, RICP®
Wealth Management Advisor

Henderson Financial Group

Henderson Financial Group


We are always striving to meet and exceed your expectations. I hope you will feel confident contacting any member of my team with your questions, concerns or requests. They are dedicated to providing exceptional client service and will respond to your inquiry promptly.


My Colleagues

LaMont Henry, CFP®, CLU®, RICP®, CASL®

Financial Advisor
(757) 216-5317 | lamont.henry@nm.com

As a CERTIFIED FINANCIAL PLANNER® professional, LaMont Henry works closely with Ray to design your holistic financial planning strategies. LaMont is Financial Advisor on our team, and with Northwestern Mutual, holding his Series 7 and 66 investment licenses, the Life, Health and Annuities Insurance licenses, as well as the CFP®, CLU®, ChFC®, and RICP® professional designations. LaMont is a native of Virginia Beach, and attended Colby College, an Ivy League school in Maine. He has a strong presence in the Hampton Roads community, and enjoys volunteering his time to impact the lives of others in a positive way. We are very fortunate to have LaMont’s unique talents and abilities working on behalf of our clients. 

Todd R. Zaeske

Financial Planning Consultant

In addition to my own staff, Todd helps me deliver financial security to clients by assisting me with providing comprehensive planning, investment analysis and proposals. Todd is employed by Northwestern Mutual and resides in Milwaukee, Wisconsin.

Todd joined Northwestern Mutual in 2017 with 25+ years of financial industry experience. Before joining NM, Todd most notably worked as a financial advisor for Merrill Lynch, Prudential and JPMorgan Chase.  As an advisor, he was an early adopter of providing planning to his clients. Todd started his financial career as a bank teller and has substantial experience in all three main areas of finance; banking, insurance, and investments. Todd is a graduate of University of Wisconsin – Milwaukee with a degree in Marketing and holds a series 7 securities registration, and life and health licenses.

My Team

Ray Henderson

Ray Henderson

Ray Henderson,   | Wealth Management Advisor | ray.henderson@nm.com | (757) 314-4638

Ray Henderson is the Founder of Henderson Financial Group and joined Northwestern Mutual at the end of 2006. Ray leads the team as the primary visionary, architect and designer of our client's financial plans. As a financial planning and investment fiduciary, Ray is committed to doing what is best for our clients, and enjoys making a significant impact in the lives of others.

Ray is married to Crystal and they have four sons - Isaac, Jaden, Christopher and Benjamin. The Hendersons enjoy studying the Word of God and worshiping together, as well as sports and outdoor activities. We are avid UVA fans (Wahoo-Wa!) and love getting back to Charlottesville whenever we can. 


Tristan Adams

Tristan Adams | Client Service Associate | tristan.adams@nm.com | (757) 314-4618

Tristan joined Henderson Financial Group in June 2019 as a recent graduate of the University of Virginia.  As a Client Service Associate, Tristan serves as one of your main points of contact within the company and assists Ray with financial planning meetings.  Tristan can help with any questions you have regarding your investment account values, financial documents, appointment scheduling, our planning process, and more.  He is a Virginia Beach native and enjoys traveling, the beach, and playing guitar.  Tristan holds a B.A. in Economics from UVA with aims to obtain other professional designations. 


Joann F Taft

JoAnn Taft | Client Service Administrator | joann.taft@nm.com | (757) 314-4635

JoAnn joined Henderson Financial Group in June 2019 as our Client Service Administrator and Operations Assistant. JoAnn comes to us with a logistics and operations background, and has expertise supporting C-Suite Executives in executing large corporate contracts and product fulfilment. JoAnn also serves as a volunteer in the US Navy with the Federally supported Sea Cadet program, targeting 10-18yr olds for leadership training and development. In fact, JoAnn was the only adult selected out of thousands to accompany an elite group of Cadets to Sweden this summer (2019) to represent our country! JoAnn and her husband Reed have 2 teenage boys and an adopted adult son. She comes to us from Spokane, Washington and is excited to see all of what Hampton Roads has to offer.



Mary Sojourner

Mary Sojourner |  Scheduling Coordinator | mary.sojourner@nm.com | (757) 314-4638

Mary Sojourner is a valued member of our team. She has been with Northwestern Mutual for nearly 20 years, and first began working with Ray in 2008. As our Scheduling Coordinator, Mary makes sure you have a very unique and personalized experience and relationship with us.

In addition to her work behind the scenes, Mary makes birthday calls, sends out condolence cards, invites you to private events, and keeps track of yours and your family's personal preferences.

You will hear from Mary periodically, and find that she is both pleasant and resourceful. Please feel free to contact Mary at anytime.


Crystal Henderson

Crystal Henderson | Executive Assistant | crystal.henderson@nm.com | (757) 314-4638

Ray's wife Crystal is his partner in life, and in business. She has supported him from day one, and has enjoyed getting to know our clients, whom we now call friends, over the years.

A Virginia Beach native, Crystal graduated from Bayside High School prior to going to U.Va. (where she and Ray met...Wahoo-Wa!!), for her Bachelor's and Master's degrees.  

In addition to helping in the business, Crystal homeschools and raises their four boys, Isaac, Jaden, Christopher and Benjamin. It is truly a team effort to do all things well, but thanks be to God for what He is doing!

Kristine M Lansing CFP

Kristine M Lansing CFP

Kristine Lansing, CFP® | Director of Financial Planning

Kristine Lansing joined Henderson Financial Group in 2019 and is a CERTIFIED FINANCIAL PLANNER™ Professional. Kristine has obtained one of the most rigorous and highest credentials in the financial planning industry and has over 20 years of experience in finance, and brings a wealth of knowledge to our team. 

Prior to joining NM, Kristine worked for independent financial advisory firms focusing on retirement planning and investment management for individuals, couples and families.  She also enjoys helping clients through difficult life events, and has a Certified Financial Divorce Specialist designation.

Kristine is a graduate from University of Richmond with a BA in History and American Studies. In her free time, Kristine enjoys spending time with her teenage daughter and son.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck